Designed to offer long-term financing to American veterans, VA mortgage loans are issued by federally qualified lenders and are guaranteed by the U.S. Veterans Administration. The VA determines eligibility and issues a certificate to qualifying applicants to submit to their mortgage lender of choice. It is generally easier to qualify for a VA loan than for conventional loans.
Here’s how it works:
Veterans receive 100% financing without private mortgage insurance or 20% second mortgage.
A VA funding fee of 0 to 3.3% of the loan amount is paid to the VA. (This fee may be financed.)
When purchasing a home, veterans may borrow up to 100% of the sales price or reasonable value of the home, whichever is less.
When refinancing a home, veterans may borrow up to 90% of reasonable value in order to refinance where state law allows.
Apply for a VA loan with a VA qualified lender.
We’re a family-owned and -operated company
based out of the St. Croix Valley and serving the Twin Cities metropolitan area and western Wisconsin. J.G. Hause was founded in 1990 by Jeff and Missy Hause and has grown slowly and steadily to become an industry leader with a strong reputation for integrity, quality and service. We pride ourselves on our customer satisfaction. Many of our projects are the direct result of referrals from past satisfied customers, and that speaks volumes. We’ll be here for you when you need us, and our quality and value will remain long after your project has been completed. Put our experienced team to work for your next project today!